StoresOnTheWeb makes it easy for
you to accept and process credit cards. We
can walk you through the process of getting a Merchant ID account and even assist in your
applying for that account with a merchant services company. Once you've obtained a
merchant ID, you can either process transactions manually yourself
OFFLINE*
or you can save a lot of time and process them ONLINE automatically using our
Secure Transaction Payment Gateway.
If you choose to process the transactions
online, we enter your merchant information into our secure transaction servers, and that's
it! When a customer submits an order for "Checkout", your StoresOnTheWeb
catalog will obtain pre-
authorization automatically and return a confirming "Thank You" message complete
with Order ID. If the data was incomplete or the credit card was not accepted, a
"We're Sorry" message will detail the problem.
You and your customer will receive emails
outlining the new order. Using a browser to access your Store Manager account, you
call up a report listing unfilled orders. You designate which of the orders are to
be shipped and have funds collected. Our Secure Payment Gateway connects to the
credit card network, this time instigating the actual transfer of funds into your business
checking account from your client's credit card charge account.
This entire group of orders is processed as a
batch session. Each batch session may be viewed at any time. Reconciling
month-end orders with bank deposits is a simple matter of matching batch session totals
with daily EFT deposits on your monthly bank statement.
* PLEASE NOTE
Manually entering credit cards into existing card terminals is only authorized
for Mail Order - Phone Order (MOTO) merchant accounts. Check with your Merchant
Services Company to see if they allow this purchase application. If your merchant account
requires a card-swipe at the point of purchase, you will need to obtain a MOTO merchant
account.
|